http://www.plum.com.au Welcome to the Plum Financial Services News Hub update en-us Plum Financial Services Limited Mon, 25 January 2010 15:11:59 GMT Plum pfs@plum.com.au 16 16 May 2012 Recently, the Government announced the 2012/2013 Federal Budget. And, while this Budget may not be super-centric, there are some changes that may affect how super operates in the future. /news/newshub/articles/federal_budget_2012.asp fed_budget_2012.jpg The 2012 Federal Budget and your super fed_budget_2012_mini.jpg 17 May 2012 If you’re aged 50 or over, this year’s change to the concessional contributions caps could make a big difference to your retirement plans. Without good strategic advice, you could miss some significant opportunities or incur higher tax bills. /news/newshub/articles/bigchanges_over50.asp bigchanges_over50.jpg Big changes for the over 50s bigchanges_over50_mini.jpg 17 May 2012 If you’re aged 55 or over, this 30 June could be the most financially significant since the Simple Super changes came into effect mid-way through 2007. /news/newshub/articles/transition_strategies.asp transition_strategies.jpg Now’s the time to look at transition to retirement strategies transition_strategies_mini.jpg 17 May 2012 If you’re thinking about resigning or retiring (or are faced with a redundancy), you should know the special tax concessions for certain employment termination payments (ETPs) will end 30 June 2012. /news/newshub/articles/leaving_employer_change.asp leaving_employer_change.jpg Leaving-your-employer benefits set to change June 30 leaving_employer_change_mini.jpg 14 March 2012 Getting your super organised may sound like a chore you’d rather avoid, but getting your super in order now may make all the difference when you get to retirement. /news/newshub/articles/Five_ways.asp Five_ways.jpg Five ways to get your super sorted Five_ways_mini.jpg 14 March 2012 It’s good to know what’s going on with your super. And this year there are a few important changes to legislation that could have an impact on your retirement savings. /news/newshub/articles/New_Superlaw.asp New_Superlaw.jpg New changes to super laws New_Superlaw_mini.jpg 30 Sep 2011 Maybe it’s a no-expenses-spared overseas trip, or a caravan and a wide open road. We all fantasise about it, and most of us spend years working towards it. /news/newshub/articles/dream_retirement.asp retirement.jpg What does your dream retirement look like? retirement_mini.jpg 30 Sep 2011 Consolidation, roll-ins, rollovers, transfers in—these terms all mean the same thing—combining multiple super accounts into one. /news/newshub/articles/combining_your_super.asp family_hill.jpg A guide to combining your super into Plum family_hill_mini.jpg 30 Sep 2011 At Plum when it comes to your super and broader financial issues, we want to provide you with education and support so you can make the most of your super when you retire. /news/newshub/articles/getting_right_advice.asp financial_advice.jpg Getting the right advice financial_advice_mini.jpg 8 Aug 2011 You may have recently seen and heard news headlines about investment market volatility world wide. /news/newshub/articles/investment_market_fluctuations.asp telescope.jpg Recent movements in the world investment markets have been a timely reminder that the markets will always have peaks and troughs. telescope_mini.jpg 5 Aug 2011 As can be seen from recent news headlines, the global economy is in a volatile state with equity markets falling significantly. /news/newshub/articles/markets_volatile.asp markets_vol.jpg As can be seen from recent news headlines, the global economy is in a volatile state with equity markets falling significantly. markets_mini.jpg 13 May 2011 The 2011/2012 Federal Budget produced few changes to super. /news/newshub/articles/federal_budget_2011.asp fed_budget_2011.jpg The 2011/2012 Federal Budget produced few changes to super. fed_budget_2011_mini.jpg 5 Aug 2011 Recent movements in the world investment markets have been a timely reminder that the markets will always have peaks and troughs. /news/newshub/articles/riding_out_investment.asp wine_cel.jpg Recent movements in the world investment markets have been a timely reminder that the markets will always have peaks and troughs. wine_cel_mini.jpg 23 May 2011 We’re encouraging you to send us an email suggesting topics you’d like to know more about. /news/newshub/articles/tell_us.asp megaphone_woman.jpg Tell us what you want to see in our next edition megaphone_woman_mini.jpg 8 Apr 2011 Have you ever wondered what happens to your super when you leave your employer? You’re moving on, but that doesn’t mean your super has to. Find out how you can stay with Plum. /news/newshub/articles/leaving_employer.asp grass_lady.jpg Leaving your employer? grass_lady_mini.jpg 24 Feb 2011 In December, the Government responded to the Cooper review in a paper called Stronger Super. /news/newshub/articles/stronger_super.asp forest.jpg Stronger Super for all Australians forest_mini.jpg 12 Jan 2011 Estate planning can be a daunting and difficult topic to talk about, but despite any misgivings it is important to plan for what will happen to your assets when you pass away. /news/newshub/articles/estate_planning.asp safe.jpg Estate planning safe_mini.jpg 12 Jan 2011 Find out about Transition to Retirement strategies and how a little bit of planning now could make a difference in retirement. /news/newshub/articles/retirement_strategy.asp financial_freedom.jpg What will your retirement look like? financial_freedom_mini.jpg 12 Jan 2011 Have you got your super with several super funds? Do you receive multiple super statements and brochures? Wouldn’t it be great to have all you super in the one place? /news/newshub/articles/drivers_seat.asp plant.jpg Get back in the driver’s seat of your super plant_mini.jpg 12 Jan 2011 This time of year can be the best time to start thinking about your budget; creating one or adjusting your existing one. /news/newshub/articles/blown_your_budget.asp budgeting.jpg Have you blown your budget this holiday season? budgeting_mini.jpg 30 Sep 2010 If you recently opened your benefit statement and were a little disappointed by your investment return, you may be wondering whether super is still a good investment. /news/newshub/articles/yoursuper_bigpicture.asp yoursuper_bigpicture.jpg Your super; the big picture yoursuper_bigpicture.jpg yoursuper_bigpicture_mini.jpg 30 Sep 2010 What exactly is the Cooper review and what does this shake up mean for your super? /news/newshub/articles/yoursuper_cooperreview.asp yoursuper_cooperreview.jpg Your super & the Cooper review yoursuper_cooperreview.jpg yoursuper_cooperreview_mini.jpg 30 Sep 2010 The housing market in the US has historically been the backbone of its economy, leading it out of 7 of the last 8 recessions. /news/newshub/articles/longroad_marketrecovery.asp longroad_marketrecovery.jpg Still a long road ahead for market recovery longroad_marketrecovery.jpg longroad_marketrecovery_mini.jpg 30 Sep 2010 Do you find it hard to navigate your way through the fact and fiction when it comes to insurance? The following points may help you separate insurance fact from insurance fiction. /news/newshub/articles/insurance_mythfact.asp insurance_mythfact.jpg Insurance; the myth and fact revealed insurance_mythfact.jpg insurance_mythfact_mini.jpg 18 May 2010 Find out about the super and taxation changes that may be of interest to you. /news/newshub/articles/federal_budget_2010.asp fed_budget.jpg Federal Budget Update 2010 fed_budget1.jpg fed_budget_mini.jpg 18 May 2010 Moving towards online disclosure. /news/newshub/articles/electronic_disclosure.asp laptop.jpg Simplifying super documents laptop1.jpg laptop_mini.jpg 18 May 2010 Find out how the government may help top up your super. /news/newshub/articles/gov_coconts.asp coins_plant.jpg A super boost could help your savings grow coins_plant2.jpg coins_plant_mini.jpg 18 May 2010 Find out how you could close the super gap. /news/newshub/articles/gender_gap.asp mother_daughter.jpg Closing the super gender gap mother_daughter1.jpg aa_mini.jpg 18 May 2010 Find out what's happening in the economic markets. /news/newshub/articles/economic_markets.asp global_market.jpg State of Economic Markets global_market1.jpg aa_mini.jpg 25 Jan 2010 Mark Staggs looks at personal insurance. /news/newshub/articles/personal_insurance.asp insurance.jpg Personal Insurance – it’s more than peace of mind insurance1.jpg aa_mini.jpg 25/01/2010 A snapshot of the Cooper review. /news/newshub/articles/cooper_review.asp leaves.jpg Are the winds of change blowing again for superannuation? leaves1.jpg aa_mini.jpg 25/01/2010 A look at how much super is enough... /news/newshub/articles/asfa_research.asp coins_plant.jpg Savvy super fund members know they may not have enough coins_plant1.jpg aa_mini.jpg 25/01/2010 An investment wrap up of 2009. /news/newshub/articles/2009_review.asp markets.jpg PInvestment wrap-up of 2009 markets1.jpg aa_mini.jpg 9/10/2009 Check our tips to avoid the traps. /news/newshub/articles/fraud_scams.asp lock.jpg Protect yourself against fraud and super scams lock1.jpg aa_mini.jpg 9/10/2009 New legislation to allow the transfer of super between countries. /news/newshub/articles/savings_portability_scheme.asp dollarsign.jpg New Zealand and Australian Governments announce savings portability scheme dollarsign1.jpg aa_mini.jpg 9/10/2009 Strategies that could kill two birds with one stone. /news/newshub/articles/mortgage_super.asp mortgage.jpg Could your mortgage boost your super? mortgage1.jpg aa_mini.jpg 9/10/2009 Learn how you can stay with Plum, even after leaving your employer. /news/newshub/articles/ppp.asp teddy.jpg Things change ... but your super doesn’t have to teddy1.jpg aa_mini.jpg 9/10/2009 How are the markets faring? /news/newshub/articles/economic_commentary.asp investor.jpg Economic Commentary October 2009 investor1.jpg aa_mini.jpg 9/10/2009 Can’t tell the difference between a GFC from a GDP? /news/newshub/articles/jargon_buster.asp jargon.jpg Finance jargon-buster: what's everyone talking about? jargon1.jpg aa_mini.jpg 8/9/2009 With the ASX-200 now around 40 per cent above its March low, the question that all market commentators are asking is whether the recovery in the equity markets we have seen this year is sustainable? We investigate the various forces that could hinder or propel the market recovery. /news/newshub/articles/forces_impact_recovery.asp lightbulb.jpg The forces that may impact a recovery lightbulb1.jpg aa_mini.jpg 11/8/2009 The legislation governing the administration and taxation of super held by temporary residents has recently been amended. /news/newshub/articles/temporary_residents.asp temporary_residents.jpg Changes to super arrangements for temporary residents temporary_residents1.jpg aa_mini.jpg 28/7/2009 The 2009 Federal Budget announced significant changes to superannuation. These changes may impact you if concessional contributions are made into your super... /news/newshub/articles/concessional_caps.asp concessional_cap.jpg Are you nearing the super contribution cap? concessional_cap1.jpg aa_mini.jpg 28/7/2009 If you’re nearing retirement, the impact of the Global Financial Crisis (GFC) may have you re-evaluating how you approach this important life stage... /news/newshub/articles/remapping.asp pin_map.jpg Re-mapping the road to retirement pin_map1.jpg aa_mini.jpg 28/7/2009 Did you know that giving up one coffee a day could mean around $94,000 extra in super... /news/newshub/articles/contributions.asp Coffee_consolidate.jpg Pouring more into super doesn’t have to break the bank Coffee_consolidate1.jpg aa_mini.jpg 6/7/2009 With a worrying number of Australians being under insured, we look at how much insurance is enough and ways to close the insurance gap. /news/newshub/articles/under_insurance.asp insurance_agent.jpg Adequate insurance - providing more than peace of mind insurance_agent1.jpg aa_mini.jpg 6/7/2009 We explore the features and benefits of a binding nomination and the steps required to make the nomination. /news/newshub/articles/beneficiary_nominations.asp family.jpg The ties that bind your super... family1.jpg aa_mini.jpg 6/7/2009 The 2009-10 Federal budget saw some key changes to super. We investigate these changes and how they may impact you! /news/newshub/articles/federal_budget.asp parliament_house.jpg Another year, another budget... parliament_house1.jpg aa_mini.jpg 6/7/2009 We investigate the strategies that governments around the world have employed to help steer us through the Global Financial Crisis. /news/newshub/articles/investment_market_commentary.asp ship_helm.jpg The role of the governments in controlling our economies ship_helm1.jpg aa_mini.jpg 6/7/2009 As well as helping your achieve a comfortable lifestyle in retirement, we look at why super is one of the most tax-effective ways to invest your money. /news/newshub/articles/tax_advantages.asp magnifying_glass.jpg Uncovering the tax benefits of super! magnifying_glass1.jpg aa_mini.jpg 12 May 2011 Recovery has been a long process, but investment markets look like they're finally gaining some momentum. /news/newshub/articles/investment_returns.asp tree_in_hands.jpg Investment returns heading in the right direction tree_in_hands_mini.jpg