Investment Managers' Product disclosure statements (PDSs)

Many of the investment options available through the Fund are products you can invest in directly. In addition to the information in your company superannuation arrangement PDS, information on these investment options is available in the PDS issued by the investment manager of each product.

There are differences in investing in an investment option through your superannuation fund and investing directly in the financial product, e.g. the fees may differ. In general, if there is a conflict between the information in the investment manager's PDS and your superannuation arrangement PDS, refer to the information in your company's superannuation arrangement PDS for the terms applying to your investment.

Before making any investment decisions, you need to consider the relevant information provided in the PDS (if any) for each investment.

Where applicable, the current PDSs for options on the investment menu are provided below.

Please note: some of the investment options are not financial products that you can invest in directly. Therefore they do not have a PDS. These include:

• Where MLC is the investment manager. These investments are made through an investment-linked life insurance policy issued to the Trustee (Life Policy).
• Path one investment options. These investments are made through the Life Policy and other unspecified investment products.
  

Investment options

Path One Investment Options

No investment managers' PDSs are available for Path One as described above. Please refer to your superannuation fund PDS for information about these options.

Path Two Investment Options

Vanguard Australian Shares Index Fund (PDF 867kB) Vanguard Cash Plus (PDF 867kB) Vanguard Index Diversified Bond Fund (PDF 2,835kB) Supplementary PDS Vanguard International Shares Index Fund (hedged) (PDF 867kB) Vanguard International Shares Index Fund (PDF 867kB) Vanguard LifeStrategy Index PST - Growth (PDF 785kB) Vanguard LifeStrategy Index PST - High Growth (PDF 785kB) Vanguard Property Securities Index Fund (PDF 867kB)

PDSs are not available for the MLC options in Path Two as the investments are made through a Life Policy as described above. Please refer to your superannuation fund PDS for information about these options.

Path Three Investment Options

BlackRock Balanced Pooled Super Fund (PDF 214kB) Supplementary PDS BlackRock Global Diversified Bond Fund (PDF 240kB) BlackRock Hedged Global Small Cap Fund (PDF 173kB) BlackRock Wholesale Australian Share Fund (PDF 366kB) Fortis Investments Australian Equity Fund (PDF 320kB) Fortis Investments Global Equity Fund (PDF 307kB) Supplementary PDS GMO Australian Market Neutral Trust (PDF 120kB) Supplementary PDS Goldman Sachs JBWere Global Small Companies Fund (PDF 635kB) Invesco Australian Smaller Companies Fund (PDF 754kB) Legg Mason Property Securities Trust (PDF 372kB) Maple-Brown Abbott Australian Share Option (PDF 299kB) NCP-Capital International Global Equity Trust (PDF 427kB) Perpetual's Ethical SRI Fund (PDF 593kB) Supplementary PDS PIMCO Diversified Fixed Interest Fund (PDF 357kB) Supplementary PDS UBS Australian Share Fund (PDF 1,456kB) Supplementary PDS

PDSs are not available for the MLC Accelerated Growth Portfolio and the Marvin & Palmer Emerging Markets Trust, both of which are in Path Three, as the investments are made through a Life Policy as described above. Please refer to your superannuation fund PDS for information about these options.